Nevertheless, we at Public Workers' were able to steer our ship through these troubled waters, with a sense of stability and tranquility, that is typical of PWCCUL.

I wish to commend our Management and staff for their commitment and loyalty in ensuring that Public Workers' remains relevant and competitive in this ever-increasingly modernized financial market.

To my fellow Board Members and the various Committee members; thank you for your unswerving support to this Family Credit Union.

And finally, and importantly, to our Members: without you and your support, none of what PWCCUL has already achieved, and will achieve moving forward, would be possible.

So, thank you all, collectively, and may God continue to bless us all.

Alan Strachan - Chairman